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Please note that our Customer Service Hotlines and Customer Service Centres will close early at 12:30pm on Monday, February 16, for Lunar New Year's Eve.

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Important Notice

For Macau customers, we have set up a web redirection function to Manulife Hong Kong website on some of our website pages to provide detailed information.

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Please note that our Customer Service Hotlines and Customer Service Centres will close early at 12:30pm on Monday, February 16, for Lunar New Year's Eve.

View more
Important Notice

For Macau customers, we have set up a web redirection function to Manulife Hong Kong website on some of our website pages to provide detailed information.

View more
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Understanding Your Participating Policy

If the policy you have with Manulife is a participating life insurance policy, it provides you with:

  • Guaranteed life insurance protection
  • Guaranteed cash value (applicable to eligible Manulife insurance products only)
  • Annual dividends and / or terminal bonus

 

Learn More About Your Participating Policy (For policy issued in Macau)

Policy Illustration Reading Manual

Fulfillment Ratio and Total Cash Value (TCV) ratio for Participating Insurance Products

 

Manulife Investment Overview

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