Talk to our experts
Talk to our experts

Please note that our Customer Service Hotlines and Customer Service Centres will close early at 12:30pm on Monday, February 16, for Lunar New Year's Eve.

View more
Important Notice

For Macau customers, we have set up a web redirection function to Manulife Hong Kong website on some of our website pages to provide detailed information.

View more

Please note that our Customer Service Hotlines and Customer Service Centres will close early at 12:30pm on Monday, February 16, for Lunar New Year's Eve.

View more
Important Notice

For Macau customers, we have set up a web redirection function to Manulife Hong Kong website on some of our website pages to provide detailed information.

View more
Confirm
Skip to main content Skip to notification content
Back

You are about to leave Manulife Macau website. We are redirecting you to Manulife Hong Kong website for more details.

Universal Life

Understanding Your Universal Life Policy

If the policy you have with Manulife is a universal life insurance policy, it offers you:

  • Guaranteed life insurance protection
  • Minimum Guaranteed Crediting Interest Rate (for some universal life products)
  • Guaranteed Crediting Interest Rate Lock (for some universal life products)
  • Guaranteed or non-guaranteed bonus (for some universal life products)
  • Non-guaranteed crediting interest rate

Learn More About Your Universal Life Policy (For policy issued in Macau)

Historical Crediting Interest Rates for Universal Life Products – Reporting Year 2023

 

Manulife Investment Overview

About Us

Understanding Your Universal Life Policy

Products

Understanding Your Universal Life Policy

Services

Understanding Your Universal Life Policy
Understanding Your Universal Life Policy

Terms of Use      Privacy Policy

© 2002-2026 Manulife (International) Limited

Global